Annuities, Life, Health, Disability, and Long-Term Care Insurance

PSA can provide an array of options to protect your health and help sustain your earning ability to provide your family the financial safety they deserve.

Annuities

Many of us look back and wish we had the good fortune to be included in a rich pension plan from yesteryear. Seldom-found these days, pension plans were employer-provided benefits, that unlike a 401(k), never had a negative impact on an individual’s nest egg and were a wonderful supplement to a broader wealth management plan. While many of us never had a shot at upper management at IBM in the 90s, there’s still a way you can build your own pension plan with a Fixed Index Annuity. This is an insurance product with flexible terms (5-10 years) that you purchase in the amount of your choice with a guaranteed minimum growth, but also with the opportunity to participate in appreciation impacted by the S&P 500 Index.  Learn More >>

Life Insurance

It can be difficult to know just how much life insurance you need; too little coverage could result in future financial stress for your family, and too much coverage can yield premium payments that restrict your current cash flow. Our goal is to make sure you have the right policy for today—and for the future.

Long Term Care Insurance

The right long-term care policy can provide peace of mind, ensuring you will be able to afford future care you may need living at home, in an assisted living facility or in a nursing home.

Disability Insurance

Missing work due to illness or injury can result in cash flow challenges that impact your ability to cover expenses. We can recommend a disability program that offers replacement for all or part of your income during the time you are unable to work, so you’ll be free to concentrate on your most important task—getting better.