Legal Defense Inside vs. Outside the Limits of Liability Insurance: Not Knowing the Difference
Do you know if you have sufficient liability coverage to protect you against both legal defense expenses and any damages…
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Bring Employees Back to Work Sooner and Save on Your Workers’ Comp Mod and Premiums
In recent years, the indemnity portion of workers’ compensation claims—lost work time due to a work-related injury—has had a more…
Frozen Pipe Prevention for Your Home and Business
During these cold winter months, the risk of pipes bursting rises dramatically due to the increased potential of frozen water.…
Tips for Federal Government Contractors to Be Sure You Are Fully Leveraging Your Commercial Insurance Program
Selecting the right commercial liability insurance involves more than just comparing prices—it’s a strategic process that can shield your business…
What You Can Do If Your Company Has Had Poor Loss Experience
Changing Insurance Market Hits Some Companies Hard The “soft” commercial insurance market that persisted from 2005 through 2011 lulled many…
What Deficiencies Are In Your Commercial Insurance Program That You Don’t Know About?
All businesses face risks and as a business changes so do the associated risks. As a Maryland Senior Risk Advisor,…
Are you a Small Business Owner? Make Sure You are Ready for Any Situation and Protected with the Right Insurance Coverage
If you are a business owner there are a number of important insurance issues you need to consider to ensure…
Employee vs. Independent Contractor and How it Affects Your Workers’ Compensation Insurance
As the economy changes, we have seen an increased use of “independent contractors” in all areas of business as a…